How to Pay for Home Care?

There are many hurdles to overcome when it comes to self-enrollment in home care. Many individuals find themselves without any idea about the cost structure their much needed services. In this guide, we will discuss that what are the costs associated with home care and how you can pay for it.

The cost of home care varies hinging on the amount of services that you get. Services that offer assistance with daily tasks and companionship then it can cost you around $18 to $40 per hour but this amount can easily increase if it includes more involved services like medical checkup and/or intensive home care. Therefore, if you opt for the more involved services, then it can easily cost you around $2,000 per month. However, at Mass Care Link caregivers may be eligible to receive a monthly payment at no cost to the person receiving care. 

There is also the option of  opting for simple companionship services , then he/she can pay the amount directly to the home care agency via their Medicaid and other insurance sources. Some home care agencies also offer excellent benefits and discounts to the veterans for honoring them. Similarly, the government or any other private company workers can take benefit from their worker’s compensation.

The payment system becomes a lot more different if the enrollee requires special treatment such as the medications and equipment which is specifically ordered by the enrollee’s doctor and for such a case you can pay by the Medicaid and private insurance.

However, if you or your loved ones enroll themselves in nursing care, you may have the option to pay for out of pocket, or with a long term insurance plan. These services an be very costly because offer nursing coverage and companionship around the clock. Oftentimes, nursing homes are not a viable options for many families due to their high cost. In Massachusetts, many individuals are opting to join adult foster care services, because they are able to spend more time with their loves but without the high cost.

By now, I hope you have a better understanding about the cost structure of home care and the ways in which you can pay for them. However, we do recommend you to contact home care agency if you want to make sure that you can get the best care possible for your loved one. https://masscarelink.org/ppc/adult-foster-care-2/.

Mass Care Link